Areas of Expertise Through A Network of Professionals

Retirement/Lifetime Income Planning

• IRAs:
  
• Beneficiary Designation
  
• Stretch Options
  
• Roth IRAs
  
• 403Bs
  
• 401Ks
  

Investment Education/Planning

• Investment Process
  
• Hidden Costs
  
• Stock Market Risks
  
• Allocation Risks
  

Money Management

• Custom Investing
  
• Individual Budgeting
  
• Debt Consolidation
  
• Net Income Distribution
  

Real Estate Analysis

• Mortgages / Reverse Mortgages
  
• 1031 Exchanges
  
• Refinancing / Equity Lines of Credit
  
• Depreciation
  
• Capital Gains Avoidance
  
• Real Estate Management
  

Insurance Analysis

• Term vs. Whole Life vs. Universal Life
  
• “Umbrellas”
  
• Long term Care Ins.
  

Business Management

• Succession Planning
  
• Defined Contribution Plans
  
• Accounting Management
  
• Selling Strategies
  
• Capital Gains Avoidance
  
• Phantom Stock Agreements
  

Education Planning

• College Plans